California Auto Insurance Laws


Hey I'm Todd Spencer, a very active blogger and car insurance consultant in the LA area. I believe that auto insurance should be more than an after thought. That's why I write so much about how to avoid paying too much for you insurance. Be sure to get a quote now so you can start saving a ton of money on your car insurance.

Why you should obey California Auto Insurance Laws

This is why you need to obey California Auto Insurance Laws

Have you ever thought that owning a car was a difficult task? Well, if you think that simply find a car worth buying is the hard part, there is still a lot of in store for you.  For starters, there is most likely that loan you got from the bank to acquire the car that you need to pay back, then there is mechanical upkeep and finally there is auto insurance that will keep poking holes on your pay slip on a monthly basis.

In order to ensure that you have peace of mind for any eventuality, you need to be covered by proper car insurance.  In California, everybody who owns a car needs to have at least liability insurance.  There are no exceptions to this rule.

Why do you need Liability Insurance?

This minimum requirement was made to ensure everyone have adequate protection against any damages or injuries that may arise. That is why the state of California has made it mandatory that all drivers have up to date insurance coverage. As a matter of fact, it’s a legal requirement that is repeated in most modern countries of the world.

The minimum requirement laws should be adhered to strictly.  This will reduce the number of road carnages that are being witnessed globally. Road carnages cause of death in many countries. Therefore, it has necessitated a call from all industry players to come into partnership with law enforcers in ensuring the issue is addressed quickly.

I’m aware that this is a particularly short article, however it is of utmost importance that people understand why acquiring auto insurance is so important.  It’s not meant to be a financial burden, but a way of protecting everybody in case any type of accident were to happen.  The worst scenario I could imagine is being in an accident that would mutilate myself or someone else and not have any type of insurance to protect everyone involved.

Driving a car requires that not only you are responsible for yourself, but for other people.  Remember that.