CaliforniaCarQuote.com :: Car insurance in California https://www.californiacarquote.com/ Save $$$ by getting an auto insurance quote for Los Angeles, San Diego, Anaheim and many other CA Cities Mon, 11 Jun 2012 03:24:10 +0000 en-US hourly 1 Auto Insurance Record in California https://www.californiacarquote.com/auto-insurance-record-california/ Sat, 02 Jun 2012 07:47:28 +0000 https://www.californiacarquote.com/?p=1661 While filling up my FAQ, I came across this question : If I got into an accident, how long would it stay on my insurance record? This got me thinking and I eventually decided to write up this article about how insurance companies in California handle your records.  Anytime you are found to be at fault in an accident and a police report is involved, the DMV will be informed.  For the next 3 years, the incident will be on your MVR (Motor Vehicle Record).  If you, or anyone in the accident had more than $750 in damages or if anyone was injured (or died), that will also be included in the report. In California, at fault accidents are assigned one point and all relevant information will be written down in your record.  When requesting a quote, insurance companies WILL see this information and it WILL affect the rates they are going to make you pay.  This happens for NEW polices, RENEWALS or when trying to make changes.While filling up my FAQ, I came across this question : If I got into an accident, how long would it stay on my insurance record? This got me thinking and I eventually decided to write up this article about how insurance companies in California handle your records.  Anytime you are found to be at fault in an accident and a police report is involved, the DMV will be informed.  For the next 3 years, the incident will be on your MVR (Motor Vehicle Record).  If you, or anyone in the accident had more than $750 in damages or if anyone was injured (or died), that will also be included in the report. In California, at fault accidents are assigned one point and all relevant information will be written down in your record.  When requesting a quote, insurance companies WILL see this information and it WILL affect the rates they are going to make you pay.  This happens for NEW polices, RENEWALS or when trying to make changes.While filling up my FAQ, I came across this question : If I got into an accident, how long would it stay on my insurance record? This got me thinking and I eventually decided to write up this article about how insurance companies in California handle your records.  Anytime you are found to be at fault in an accident and a police report is involved, the DMV will be informed.  For the next 3 years, the incident will be on your MVR (Motor Vehicle Record).  If you, or anyone in the accident had more than $750 in damages or if anyone was injured (or died), that will also be included in the report. In California, at fault accidents are assigned one point and all relevant information will be written down in your record.  When requesting a quote, insurance companies WILL see this information and it WILL affect the rates they are going to make you pay.  This happens for NEW polices, RENEWALS or when trying to make changes. Continue reading ]]> Compare California Car Insurance Quotes https://www.californiacarquote.com/compare-california-car-insurance-quotes/ Sat, 05 May 2012 01:35:19 +0000 https://www.californiacarquote.com/?p=159 Having car insurance is mandatory in the state of California. The drivers who do not have auto insurance may get fined a few hundred dollars according to the vehicle code in this state. The vehicles that are found to be uninsured may be impounded. In addition, uninsured drivers who cause accidents usually have to pay for the damages they cause from their own funds.Having car insurance is mandatory in the state of California. The drivers who do not have auto insurance may get fined a few hundred dollars according to the vehicle code in this state. The vehicles that are found to be uninsured may be impounded. In addition, uninsured drivers who cause accidents usually have to pay for the damages they cause from their own funds. Continue reading ]]> Instant California Car Insurance Quotes https://www.californiacarquote.com/instant-california-car-insurance-quote/ Thu, 12 Apr 2012 01:19:45 +0000 https://www.californiacarquote.com/?p=155 Continue reading ]]> San Diego Car Insurance https://www.californiacarquote.com/san-diego-car-insurance/ Fri, 30 Mar 2012 01:06:31 +0000 https://www.californiacarquote.com/?p=150 San Diego Car Insurance and various San Diego Car Insurance Companies. Continue reading ]]> CaliforniaCarQuote.com now on Youtube! https://www.californiacarquote.com/californiacarquotecom/ Tue, 20 Mar 2012 02:27:32 +0000 https://www.californiacarquote.com/?p=177 CLICK TO WATCH THE VIDEO

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California Low Cost Auto Insurance Program https://www.californiacarquote.com/california-cost-auto-insurance-program/ Sun, 18 Mar 2012 00:48:33 +0000 https://www.californiacarquote.com/?p=145 one million uninsured drivers are on California roads. The California Low Cost Automobile Insurance Program (CLCAIP) was established so that people with low income could get proper insurance coverage for as little as [$22.00] per month.

Census shows that in 2009, the program accepted over 7,000 applications which was nearly 1,000 more than the previous year. Conceived as a community service effort by California Insurance Commissioner Steve Poizner to draw uninsured motorists into getting fully legal auto insurance coverage for their cars no matter how hardly hit they were by the economy.

Established by the Legislature in 1999, pursuant to code 11629.7, the program was designed to encourage good drivers into acquiring basic car insurance at an affordable rate who demonstrate the financial need. Per the rules of the Program, every admitted automobile insurance company in California will have to take their "fair share" of low cost applications. Continue reading ]]>
High-Risk California Auto Insurance https://www.californiacarquote.com/highrisk-california-auto-insurance/ Tue, 28 Feb 2012 00:34:24 +0000 https://www.californiacarquote.com/?p=140 Continue reading ]]> California Auto Insurance Laws https://www.californiacarquote.com/obey-california-auto-insurance-laws/ Fri, 10 Feb 2012 00:19:18 +0000 https://www.californiacarquote.com/?p=135 Continue reading ]]> California Car Insurance https://www.californiacarquote.com/california-car-insurance-quote/ Sat, 31 Dec 2011 18:55:15 +0000 https://www.californiacarquote.com/?p=26 CaliforniaCarQuote.com Promotional Video Reading about Car Insurance can be quite boring. There are so many other things you could be doing right now. However, does saving up to $600 a year on your insurance in less than 3 minutes sound fun to you? It sure does to a lot of other people. Its so easy, its like printing your own money.

California's Average car insurance premium : $1, 209.74

U.S average car insurance premium : $1,383.00

How much are you paying?

Even if you're paying less than the amount stated above, its a good idea to get a quote. Its easy, its free and it could end up saving you money.

California auto insurance rates change every month, so its a good idea to come back periodically to find newer rates and better deals on your insurance. Our software keeps track of what premiums key insurance agencies are charging in your area. All you have to do is enter your zip code in the above form to see who has the cheapest rates.

Here are some average rates for cities around you :

  • Los Angeles : $1,654.49
  • San Diego : $1,343.89
If you're new to the insurance world or are uncertain as to what type of coverage you should get, we suggest you start with the absolute minimum requirements for auto insurance in California.

California Minimum Coverage Requirements :

  • Bodily Injury Liability: $15,000/$30,000 Limit
  • Property Damage Liability: $5,000 Limit
  • Required limits for drivers in the California Automobile Assigned Risk Plan are $10,000/$20,000/$3,000

California Tort System

Whenever there is an accident of any type, by law, someone must be found at fault. That person's insurance company will be fully responsible for any and all damages caused in the accident. Be sure to read up on how the tort system works so you don't every get caught paying for damages you are not responsible for.

Uninsured/Underinsured Motorist Bodily Injury Coverage

As a driver in California, you are not required by law to get this type of coverage, however we highly suggest you do to protect yourself in case you're hurt by someone who is uninsured or underinsured.

What to look for in a Car Insurance Agency?

Start by looking for the minimum amount of coverage that California requires. Depending on your needs, customize your coverage plan by picking the right deductibles and limits. Shop around for similar plans, you could be amazed by how much rates vary from company to company.

Don't be Shy to Shop for another car insurance quote

If you believe that state regulators and insurance companies set firm prices and rates, you're wrong. Do your research, you'll see they can vary wildly and there is no reason for you not to pay the lowest amount possible to be insured.

How safe are you?

Did you know that most stolen vehicules in California aren't expensive luxury cars? You're more likely to have a common brand name car stolen than a porsche. Here's a list of the most stolen cars in California in 2010. Is your car in the list?

Most Stolen vehicles in California :

  1. 1991 Honda Accord
  2. 1995 Honda Civic
  3. 1989 Toyota Camry
  4. 1994 Acura Integra
  5. 1994 Nissan Sentra
  6. 2007 Toyota Corolla
  7. 1995 Saturn SL
  8. 1997 Nissan Altima
  9. 1997 Ford F150 Pickup
  10. 1986 Toyota Pickup 4x2
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California Tort Law https://www.californiacarquote.com/california-tort-law/ Sat, 10 Dec 2011 01:03:54 +0000 https://www.californiacarquote.com/?p=79 Continue reading ]]>