If I got into an accident, how long would it stay on my record?

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Hey I'm Todd Spencer, a very active blogger and car insurance consultant in the LA area. I believe that auto insurance should be more than an after thought. That's why I write so much about how to avoid paying too much for you insurance. Be sure to get a quote now so you can start saving a ton of money on your car insurance.

Answer : Any accident that involves a police report and claims you are at fault is automatically reported to the Department of Motor Vehicles.  If you, or any one person has over $750 in damages or if a death is involved, then the DMV will include that in your record and will remain there for over 3 years.  Insurance companies will take this information into account when determing the rates you should pay for your policy.

Obviously, it’s in your best interest to keep a clean driving record.  So drive safe folks.

Posted in: Insurance FAQs